Buying made easier.

New or used. Your first car or a second vehicle. Buying or refinancing.
We have the rates you want with the payments you need.

  • Competitive new and used rates
  • Affordable payments with terms up to 84 months (7 years)
  • Flexible repayment schedules - pay when you get paid!
  • Quick, local loan decisions & NO application fees
  • Special Oxford FCU member rates on auto and home insurance

You can even go shopping with a blank check!
Before buying your next auto, see us and get pre-approved for the money you need. We will give you a blank check that can be used to buy a new or used auto at any licensed dealership, up to your pre-approved limit!  

  • Convenient:  Your financing is in place before you even visit a dealership
  • Flexible: Your check is valid for 60 days, allowing you to shop at your own pace
  • Empowering: You now have bargaining power and can shop with confidence!


Additional & affordable loan products like GAP are also available. Learn more.
You can easily apply for a loan online, with our mobile app, or by calling us at 1.800.991.9219.