Give your savings a boost.

Share Certificates are a safe, easy way to earn a better rate of return on your money. Simply decide how much money you’d like to set aside, and for what length of time you’d like to save it. Terms can range from 3 months to 5 years.

An Oxford FCU Share Certificate:

  • Offers a competitive, guaranteed rate of return
  • Pays higher dividends than traditional savings
  • Renews automatically
  • Can be used as collateral for Share Secured Loans

Terms and Balances:

  • 3-month term: $500 minimum balance
  • 6-month to 5-year term: $1,000 minimum balance
  • Jumbo Share & IRA Share Certificates are available in 2-year to 5-year terms for balances $95,000 and greater

You can open an account online, visit a branch or call us at 800.991.9219.

*An early withdrawal penalty may apply.  At Oxford Federal Credit Union, your money is insured for up to $250,000 by NCUA, with an additional $250,000 of coverage available through Excess Share Insurance (ESI).