The Smart Credit Card Choice
Why carry a card from a mega-bank when you can get a competitive low rate VISA from Oxford Federal Credit Union now with a REWARDS program! At Oxford FCU we have interest rates as low as 6.9% APR, and Oxford FCU's VISA Credit Card features a great balance transfer offer:
Transfer a balance over $500 from another credit card and you receive a 2% rebate on the transferred balance, and there a NO fees for transferring the balance!
An Oxford FCU VISA Credit Card also offers these great benefits:
- No Annual Fee
- No Fee for Cash Advance
- Low, Competitive Interest Rate
- No Minimum Finance Charge
- ScoreCard Rewards
- 25 Day Interest Free Grace Period on Purchases
- Pay your Bill Online at ofcu.org
- Transfer Money, Schedule Payments, View Account History Online
- Worldwide Acceptance
- Travel/Accident Insurance
- On Site VISA Card Specialist
Share Secured VISA Credit Card
If you haven't established a credit score, or your credit score is a little bruised, we have the perfect solution, a Share Secured VISA Credit Card. This unique option ties your spending limit to funds in a a Share (Savings) Account, plus you get a low rate, the purchasing ability you need and a chance to establish or rebuild your credit.
- Click Here to Apply for Your Oxford FCU VISA Online
- To print a VISA Application & Disclosure Click Here
Who do I call if my VISA Credit Card Lost or Stolen?
If you have a lost or stolen VISA Credit Card, please call us at 1.800.991.9219 during normal business hours. Otherwise please call 1.800.991.4961 to report your card as lost or stolen.
The Unsecured VISA® interest rate is determined by credit score, and can be as low as 6.9% annual percentage rate, calculated at the periodic rate of .575% per month. The maximum interest rate is 17.9% annual percentage rate, calculated at the periodic tate of 1.492%. The Share Secured VISA® Finance Charge (interest) is calculated at the periodic rate of .408% per month, which is an Annual Percentage Rate of 4.9%. For a full disclosure contact Oxford Federal Credit Union.