The ultimate account for young adults.

Getting started financially can be tough - and a little scary.  Opening accounts establishing credit, buying a car or getting a credit card are all part of becoming an adult. You’re going to need a little help.

 The Free4ME account was designed for young adults ages 18-25.

  • Two "Oops! Refunds" a year* (if you overdraw your account and notify us, we’ll forgive your overdraft charges twice per year)
  • Free VISA debit card for all your purchases and withdrawals 
  • No monthly fees and no minimum balance required
  • All the products and services that enhance an Oxford FCU account.

Use your Free4ME account everywhere you go. College. Work. Wherever life takes you!
With shared branching and more fee-free ATMs than any single bank in Maine, you’ll always have access to the cash you need. 

You can open an account online, visit a branch or call us at 1.800.991.9219.

 *January to December in a given calendar year.