inspiring our members to achieve financial success

VISA Credit Card

Rewards. Low Rates. Local Assistance.
Why use a high interest credit card from a mega-bank when you can get a competitive, low-rate VISA card from the people you know and trust?
Your Oxford FCU VISA card comes with ScoreCard Rewards, allowing you to earn points toward merchandise, travel or statement credits, and your Oxford FCU VISA offers:

  • Interest rates as low as 6.9%* 
  • No annual fee
  • No fee for cash advances
  • No minimum finance charges
  • ScoreCard Rewards (see tab below for details)
  • Apple Pay, Samsung Pay and Google Play
  • Free Oxford FCU VISA mobile app
  • EZ Card Program lets you manage your account online (see tab below for details)
  • Safe and secure EMV Technology 
  • No balance transfer fee
  • Local assistance

To apply for an Oxford FCU VISA card, click here.
To print an application, click on VISA Application in the documents box to the right.

VISA Card Lost or Stolen?
If your VISA card is lost or stolen, call us at 1.800.991.9219 during normal business hours. Otherwise please call 1.800.991.4961 to report your card as lost or stolen.

The Unsecured VISA® interest rate is determined by credit score, and can be as low as 6.9% annual percentage rate, calculated at the periodic rate of .575% per month. The maximum interest rate is 17.9% annual percentage rate, calculated at the periodic rate of 1.492%. The Share Secured VISA® Finance Charge (interest) is calculated at the periodic rate of .408% per month, which is an Annual Percentage Rate of 4.9%. For a full disclosure contact Oxford Federal Credit Union.

Share Secured VISA Credit Card
Haven't established a credit score yet? Is your credit a little bruised? We have the perfect solution: a Share Secured VISA Credit Card.
This unique option ties your VISA spending limit to funds in a Share Savings Account, plus you get a low rate of interest*, the purchasing ability you need, and an opportunity to establish - or re-establish - your credit.
To print a VISA Application & Disclosure, click on the link in the documents box to the right.

Use the free Oxford FCU VISA app to manage your VISA credit card on the go!

  • View your account balances
  • View recent and pending transactions
  • View your next payment amount and due date
  • Make a payment to your card
  • Check available credit
  • Report a lost or stolen card
  • Card Controls to turn your credit card on/off or block transactions based on dollar limit you set plus more!
  • Card Alerts can be set to tell you you're approaching limits, or payment due or past due, and much more!

Search for the Oxford FCU VISA app in the iTunes Store or Google Play Store and you’re ready to go.
To log into the Oxford FCU mobile VISA app, you will first have to enroll in eZCard and use your eZCard credentials to log into the mobile VISA app.
If you need help or assistance, call us at 800.991.9219.

Manage Your Credit Card Account Online
The eZCardInfo program is the perfect way to manage your credit card account conveniently online. With just a click of a mouse, eZCard puts you in charge, with services that make your credit card account easy to manage.

  • View your Account Balance
  • Check Available Credit
  • View Current and Past Statements
  • Make Payments Online
  • Initiate Balance Transfers
  • Activate your new or re-issued Credit Card
  • Download Transaction History to Financial Software
  • Manage Multiple Accounts
  • Set-up Automatic Payments
  • Stay Informed with Email Alerts

Click here to go to eZCard login

Reward yourself with an Oxford FCU VISA Credit Card
Each time you use your Oxford FCU VISA Credit Card you earn valuable ScoreCard Bonus Points good toward merchandise, travel rewards and statement credits!
You'll earn 1 ScoreCard point(s) for every net dollar you spend. So whether you buy groceries or gas, pay bills, go to the movies or out to dinner, if you pay with your Oxford FCU VISA Credit Card, you will earn Bonus Points.
To apply for an Oxford FCU VISA Credit Card Click Here or call 800.991.9219.
If you already have an active Oxford FCU VISA Credit Card, simply log into eZcard to check your rewards status.