Adulting doesn't have to be hard.
OFCU’s Free4ME account is designed especially for young adults age 18-25. You can use it everywhere... college, work, wherever life takes you!
- Free contactless Visa debit card that can be linked to your smartphone for mobile payments
- Digital banking for 24/7 account management, including mobile check deposit
- myCards in digital banking to control where and when your debit card is used
- No monthly fees and no minimum balance
OOPS!
We know mistakes can happen, that's why we added overdraft forgiveness to the Free4ME account. Notify us when you have an overdraft and we’ll refund your fee twice per year (January to December in a given calendar year)
You can open an account online, stop by an Oxford FCU branch or call us at 1.844.329.2070. Here's a handy list of what you will need.
Preparing for College?
Have everything you need? How about an account with a financial institution? If you are getting ready for college, we have some advice for you.
Building Credit
Establishing credit takes time - up to a year - so it's a good idea to start as soon as you turn 18. Here are a few options.
Share Secured Visa Credit Card
Our Share Secured Visa has a spending limit tied to the funds you have secured in your OFCU Share/Savings account. Contact us if you would like to learn more.
Our Share Secured Visa has a spending limit tied to the funds you have secured in your OFCU Share/Savings account. Contact us if you would like to learn more.
Credit Builder Loan
Our Credit Builder loan holds the amount borrowed in your OFCU savings account while you make payments. At the end of the loan term you will have money to spend and credit history! Learn more.
We are here for you.
We are happy to answer any questions you have and provide any financial guidance you need. You can reach us by completing this form, giving us a call at 800.991.9219 or stopping by a branch.
Oxford Federal Credit Union is a full-service financial institution serving members in Androscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset and York counties in Maine.