The first time you do anything can be scary.
Buying your first car shouldn't be. With an OFCU myFirst auto loan, you'll get the vehicle you need and the payment you can afford - from a credit union you can trust.
myFirst is specifically for anyone who has never had an auto loan before. If you’ve been employed for 6 months or longer and have no credit or limited positive credit, we’d love to help you get behind the wheel of your first car - with as little as $500 for a down payment.
myFirst is specifically for anyone who has never had an auto loan before. If you’ve been employed for 6 months or longer and have no credit or limited positive credit, we’d love to help you get behind the wheel of your first car - with as little as $500 for a down payment.
We’ve even created this handy Car Buying Checklist to help you through the process – from figuring out how much you can afford to what you should look for during your test drive.
Before you get in touch or start an application, we have some important information about credit and car buying from our online educational partner Banzai to share with you. Take 20 minutes to read the articles, pass an easy five-question quiz, and you will be eligible for a $250 reward! Check it out.
If you are approved for a myFirst auto loan with OFCU, when your loan closes we will deposit $250 into your account. Use it toward your first payment, to register your new vehicle…or anything you like!
If you are approved for a myFirst auto loan with OFCU, when your loan closes we will deposit $250 into your account. Use it toward your first payment, to register your new vehicle…or anything you like!
If you would like to build or repair your credit before applying, or are not yet 18 but want to be prepared when the time comes, check out our Credit Builder loan.
Use the button below to fill out an online application. Or, if you prefer to have one of our loan specialists get in touch to help with that process click here and complete the form. Be sure to select myFirst Auto Loan from the dropdown menu.