All About Credit
Articles in this category will be related to credit, credit scores, loans and credit cards. Send any topic suggestions or questions to OFCU Marketing.
1/17/2023
Credit cards & interest rates…oh my!
Welcome to our brand-new blog and very first post. We hope you will enjoy the quick read and find something entertaining, useful, or worth sharing in this and future articles.
12/4/2023
Secured Credit Cards
Someone once asked me if a secured credit card was safer than a regular (unsecured) credit card and I thought, “great question!”
5/15/2024
Loans 101
Getting a loan is more than just filling out an application. Being approved is not just about a good credit score and a big income, either. Learn what other factors come into play...
Getting a loan is more than just filling out an application. Being approved is not just about a good credit score and a big income, either. Learn what other factors come into play...
7/24/24
The Benefits of a Credit Card
“Credit cards always lead to trouble,” some people say. But there are some reasons why a credit card can be beneficial and a good thing to have.
Accounts & Services
Articles in this category will relate to checking, debit cards, digital banking, savings accounts and more. Send any topic suggestions or questions to OFCU Marketing.
September 12, 2023
Let's talk about Club Accounts.
I have one for heating oil, one for vacations/trips, and I just opened one for miscellaneous expenses like registering my car, paying my sewer bill, etc. Read Post
I have one for heating oil, one for vacations/trips, and I just opened one for miscellaneous expenses like registering my car, paying my sewer bill, etc. Read Post
June 1, 2023
Travel Safely
Whether you are taking a cross-country road trip or cruising to foreign countries, there are some steps you can take to help keep your finances safe. READ POST
Whether you are taking a cross-country road trip or cruising to foreign countries, there are some steps you can take to help keep your finances safe. READ POST
April 24, 2023
Mobile Pay and Digital Wallets My teammate flashes her Apple Watch wherever she can – gas pumps, Subway, the vending machine… But, a lot of people don’t know about mobile pay or understand how it works. Read Post
March 17, 2023
All About Fraud Alerts
Fraud alerts are an important part of managing your accounts and keeping them safe. In this article, we'll share how they work, what triggers them and more. Read Post
Fraud alerts are an important part of managing your accounts and keeping them safe. In this article, we'll share how they work, what triggers them and more. Read Post
February 7, 2023
Pending...Not Pending...Gone!
Two years ago, I had COVID the week before Thanksgiving. To have any kind of (solitary) holiday meal, I decided to try Walmart’s pick-up service for the first time. I downloaded the app, created my list, chose a pick-up time - how easy! READ POST
October 16,2023
eStatements
A few years ago, my son decided to clean out a drawer full of miscellaneous paperwork and mail. “Ma – do I need to keep all of these bank statements?” his text read. Read post
A few years ago, my son decided to clean out a drawer full of miscellaneous paperwork and mail. “Ma – do I need to keep all of these bank statements?” his text read. Read post
July 2, 2024
What's a contactless card? How does it work? Find out in our newest blog post! read article
February 4, 2025
Maximize Your Money: Discover Credit Union High-Yield Savings Options
If you’ve ever heard people talking about credit union high-yield savings accounts but aren’t sure what they mean, then this is the blog for you! Read Article
If you’ve ever heard people talking about credit union high-yield savings accounts but aren’t sure what they mean, then this is the blog for you! Read Article
Finances in General
Articles in this category will relate to general financial topics such as educational resources, budgeting, money-saving tips and more. Send any topic suggestions or questions to OFCU Marketing.
February 23, 2023
Financial Wellness
I think I’ve always managed my money fairly well. But I spent many, many years living paycheck to paycheck and having to borrow from my parents if something came up…
I think I’ve always managed my money fairly well. But I spent many, many years living paycheck to paycheck and having to borrow from my parents if something came up…
February 28, 2023
Financial Wellness II
Here's part two of our financial wellness article. Learn how OFCU supports financial education in our communities.
Here's part two of our financial wellness article. Learn how OFCU supports financial education in our communities.
July 18, 2023
Get on board with Banzai!
Do you ever feel like no one knows anything about their finances and they are just winging it through life? Join the club.
August 10, 2023
Learning to Save
I started working at the very young age of 13, and since then I have always had a job. Unfortunately, when I first started earning money, no one ever suggested to me to save any of it. Read Post
August 21, 2023
Shop online safely.
Yes - online shopping has made my life, and most likely yours, easier. But, it has also made it easier for fraudsters to steal our money and our information. Read post
Yes - online shopping has made my life, and most likely yours, easier. But, it has also made it easier for fraudsters to steal our money and our information. Read post
September 26, 2023
Answer & Win!
Hmm… probably not. Have you been the victim of a survey scam that landed in your email? You’re definitely not alone. Our Plastic Card Coordinator, Kelly, had this to say… Read Post
Hmm… probably not. Have you been the victim of a survey scam that landed in your email? You’re definitely not alone. Our Plastic Card Coordinator, Kelly, had this to say… Read Post
January 8, 2024
What’s the difference between fraud and a scam?
Most people use fraud and scam as interchangeable terms, but there is a difference between the two. Read Article
March 25, 2024
We will never ask you that!
With scams getting even harder to spot, you need to know (and remember!) what your credit union or bank will never ask of you. Read Article
With scams getting even harder to spot, you need to know (and remember!) what your credit union or bank will never ask of you. Read Article
April 10, 2024
Credit Union Youth Month
April is Credit Union Youth Month and in this article you will find reasons and resources for teaching kids about money. Read Article
September 4, 2024
What are peer-to-peer payment apps?
Everyone loves quick and easy and these apps can move money with a few clicks. But, there are some risks to be aware of when using them. Read Article
December 6, 2024
Financial Institution Spoofing
One of the scariest tactics used by cybercriminals is spoofing— impersonating trusted financial institutions. And it can be difficult to tell the difference between what’s real and what’s not. Read Article
February 18, 2025
Why Millennials Are Choosing Credit Unions Over Big Banks
Learn why this age group is choosing to park its money at credit unions rather than big commercial banks. Read Article
Learn why this age group is choosing to park its money at credit unions rather than big commercial banks. Read Article
All Things OFCU
Articles in this category will relate to community involvement, events, OFCU history and more. Send any topic suggestions or questions to OFCU Marketing.
June 23, 2023
OFCU Gives Back
We really love spreading the love! Learn about the support we provided to our communities this spring. Read Post
We really love spreading the love! Learn about the support we provided to our communities this spring. Read Post
February 21, 2024
A Look Back at 2023
At the end of each year, we look forward to seeing our 'stats' - how many members we served and in what ways, how we gave back to our communities and more. We thought we’d share some of them with you! read post
November 20, 2024
Making a Commitment to Recovery
Learn how we are trying to support recovery efforts in western Maine. Read Post